Frequently Asked Questions

Find answers to 56+ common questions about selling your Massachusetts house for cash.

Getting Started

Common questions about beginning the process

Simply fill out our online form or call us at (617) 388-1683. We'll ask a few questions about your property and situation, then provide a no-obligation cash offer within 24 hours.

No, requesting a cash offer is completely free. There's no cost, no obligation, and no pressure. We provide free evaluations to all Massachusetts homeowners.

We typically provide cash offers within 24 hours of receiving your information. In many cases, we can give you a preliminary offer during our first phone call.

Absolutely not. Our offers are 100% no-obligation. You can take as much time as you need to decide, and there's no pressure to accept.

We'll need basic information about your property (address, bedrooms, bathrooms, general condition) and your contact information. We don't need detailed documentation upfront.

Yes, but all owners will need to agree to sell. We regularly work with properties that have multiple owners, including inherited properties with several heirs.

Our Process

Understanding how we buy houses

Our process is simple: 1) You contact us with your property details, 2) We evaluate and make a cash offer within 24 hours, 3) If you accept, we schedule a brief inspection, 4) A Massachusetts closing attorney handles the closing on your timeline - often within 7-14 days.

We can make a preliminary offer based on the information you provide and public records. We'll schedule a brief walkthrough before finalizing, but this is typically after you've accepted our initial offer.

From first contact to closing, the process typically takes 7-14 days. However, we can work on your timeline - faster if you need to close urgently, or slower if you need more time.

We handle the paperwork and coordinate with a Massachusetts closing attorney — in this state, real estate closings are conducted by an attorney, not an escrow or title company. The attorney prepares the deed, clears any liens from the proceeds, and records the sale at your county's Registry of Deeds. You'll sign documents at closing and receive your payment.

Closings are conducted by a Massachusetts closing attorney, typically at the attorney's office. If you can't be there in person, signing can often be handled by mobile notary or through attorney-supervised remote online notarization, which Massachusetts has allowed since January 2024 — the notary must be in Massachusetts, but you can sign from anywhere.

After you accept, we'll schedule a brief property inspection, the closing attorney will begin the title search, and we'll coordinate a closing date that works for you. We keep you informed throughout the process.

Pricing & Offers

How we determine our cash offers

We evaluate your property's location, condition, needed repairs, and recent comparable sales in your area. Our offer reflects the after-repair value minus renovation costs, our holding costs, and a reasonable profit margin.

We pride ourselves on making fair, competitive offers. While our offers may be below full retail value (we're buying as-is and assuming all risks), they're fair given the convenience, speed, and certainty we provide.

We charge zero fees and there is no commission — in a traditional listing the commission alone typically runs 4–6% of the sale price. The only deductions from our offer at closing are the state deeds excise tax, which every Massachusetts seller pays, and the payoff of any mortgage or liens on the property.

Our initial offer is based on our best evaluation. However, if you have information we weren't aware of (recent improvements, comparable sales, etc.), let us know and we'll consider adjusting.

Our cash offers are typically below what you might list for, but after subtracting realtor commissions (typically 4–6%), closing costs, repairs, holding costs during months of marketing, and the risk of deals falling through, our net offer is often competitive.

Yes, we factor estimated repair costs into our offer. However, since we buy as-is, you don't spend any money on repairs - we handle everything after purchase.

Property Conditions

Questions about the condition of your property

Yes, we buy houses in any condition - from homes needing minor updates to properties requiring major renovations. Fire damage, flood damage, structural issues, hoarding situations - we've seen it all.

No repairs needed. We buy houses as-is, in their current condition. You don't need to fix, clean, or update anything.

No, you can leave behind anything you don't want. We'll handle the cleanout after closing. Just take what you want and leave the rest.

We buy houses with code violations. We'll factor this into our offer and handle resolving violations after purchase.

Yes, we buy houses with foundation issues, structural problems, and other major defects. We have contractors who handle these repairs.

Yes, we can buy houses with mold, asbestos, or other environmental issues. We have remediation specialists who handle these situations.

Special Situations

Foreclosure, probate, divorce, and more

Yes. You keep the right to sell your house up until the auction actually happens, and because a cash closing needs no financing, a sale can often be completed before the auction date — paying off the lender so the foreclosure never finishes. Time is critical - contact us immediately if you're facing foreclosure.

Yes, we specialize in probate properties. We work with executors and administrators, understand the court requirements, and can close once you have legal authority to sell.

Yes, we buy houses with back taxes, tax liens, and municipal liens. We pay off all liens at closing, so you walk away free and clear.

Yes, we often help divorcing couples who need to sell quickly and split proceeds. We can work with both parties and their attorneys to facilitate a smooth sale.

Yes, we buy houses with tenants. Whether they're paying rent or not, we can work with the situation and handle tenant matters after closing.

Yes, vacant houses are often our specialty. We can close quickly on vacant properties and handle any issues that may have developed during vacancy.

Yes, we frequently work with out-of-state heirs. We can handle everything remotely and coordinate with local attorneys if needed.

If you're underwater on your mortgage, we can help negotiate a short sale with your lender. While you may not receive cash, you can avoid foreclosure and its long-term credit impact.

Massachusetts Rules & Requirements

What state law actually requires when you sell

Only one applies to every sale: a smoke and carbon monoxide detector certificate from your local fire department, obtained before closing. There is no state requirement for a general home inspection in an as-is cash sale — the buyer's home inspection in a traditional sale is a negotiating step, not a legal one. We help schedule the fire department inspection as part of the closing process.

Massachusetts requires a Title 5 inspection of private septic systems when a property is sold. A failed or missing Title 5 stops most financed sales, because lenders won't close without a passing report or an expensive escrow holdback. It does not stop a cash purchase — we buy houses with failed, unknown, or cesspool-era systems and take on the septic issue ourselves after closing.

No. Massachusetts does not require a home to be deleaded before it can be sold. For any home built before 1978, the seller provides the Property Transfer Lead Paint Notification and shares what they actually know — that's a disclosure, not a repair obligation. Under the Massachusetts Lead Law, any deleading responsibility belongs to the new owner, and because we buy as investors, that becomes our responsibility, not yours.

Massachusetts closings are conducted by a licensed closing attorney — unlike states that use escrow or title companies. The attorney prepares the deed, clears liens from the proceeds, and records the sale at the county Registry of Deeds. We coordinate the closing attorney; you're welcome to bring your own attorney to review the agreement as well.

Before starting foreclosure, Massachusetts law requires your lender to send a 90-day right-to-cure notice — a window to catch up on missed payments without paying the lender's foreclosure fees. Be careful with older articles online that still cite a 150-day period; that version of the law expired at the end of 2015, and the current figure is 90 days. Whatever stage you're at, you keep the right to sell the house up until the auction itself.

Property Types

Types of properties we purchase

We buy single-family homes, multi-family properties (2-4 units), condos, townhouses, and some commercial properties throughout Massachusetts.

We may buy mobile homes if they're on owned land. Mobile homes in parks are evaluated on a case-by-case basis.

Yes, we buy condos and townhouses. HOA issues, special assessments, or condo association problems don't deter us.

Yes, we buy duplexes, triplexes, and four-family properties. We can purchase even if tenants are in place.

We primarily buy improved properties (houses), but we may consider vacant land on a case-by-case basis.

Our focus is residential, but we occasionally purchase small commercial properties or mixed-use buildings. Contact us to discuss.

Areas We Serve

Where we buy houses

We buy houses throughout Massachusetts, including Boston, Worcester, Springfield, Cambridge, Lowell, Brockton, New Bedford, Quincy, Lynn, Fall River, and all surrounding cities and towns.

Our primary focus is Massachusetts, but we also serve parts of Rhode Island, Connecticut, and New Hampshire. Contact us to see if we cover your area.

Yes, we buy houses in both urban and rural areas of Massachusetts. Location doesn't limit our interest.

About Us

Questions about Prime Property

Prime Property is a local Massachusetts company that buys houses directly from homeowners for cash. We're real estate investors who purchase, renovate, and either sell or rent properties.

We are not realtors. We're direct cash buyers who purchase houses ourselves. We don't list properties on the MLS or represent buyers/sellers in transactions.

Prime Property has been operating in Massachusetts since 2021, with a focus on direct homebuyer solutions for inherited property, foreclosure pressure, tax liens, divorce situations, and major repairs.

As a newer business, we are building our review library over time. What we can do right now is explain our process clearly, answer questions directly, and make sure you understand every step before making a decision.

We understand skepticism. Massachusetts gives sellers real protections here: every closing is conducted by a licensed closing attorney, and every sale is recorded at the county Registry of Deeds — a public record anyone can look up. You can verify our company through the Secretary of the Commonwealth's business entity search, and you're welcome to have your own attorney review anything we ask you to sign. We never ask for money upfront — a legitimate cash buyer pays you at closing, not the other way around.

Closing & Payment

Understanding the closing process

At closing, you receive your payment via wire transfer or certified check - whichever you prefer. Payment is made the same day you sign the closing documents.

We don't charge any fees, and there's no commission. The one seller cost no Massachusetts buyer can make disappear is the state deeds excise tax — $4.56 per $1,000 of the sale price in most counties, $6.48 per $1,000 in Barnstable County on Cape Cod — which is paid out of your proceeds at closing, along with the payoff of any mortgage or liens. Beyond the excise and payoffs, the offer we make is the number you work from.

The closing itself is conducted by a Massachusetts closing attorney — that's how closings work in this state, and we coordinate it. You don't need to hire your own attorney, but you're always welcome to have one review the purchase agreement before you sign, and we encourage it.

We're flexible on move-out timing. Many sellers move out before closing, but we can often arrange for a short rent-back period if you need extra time.

You'll need a valid government ID, house keys, and any documents related to the property (deed, mortgage info, HOA documents if applicable). The title company will specify exact requirements.

Still Have Questions?

Our team is here to help. Call us or fill out a form for a free, no-obligation consultation.